TBK Bank Bill Pay is the online bill payment service built into TBK Bank online banking and the TBK Bank mobile app. Customers schedule one-time and recurring payments to any U.S. business or individual, pull in eBills from supported billers, and track payment history in one place. Standard Bill Pay is free for personal checking customers. Expedited overnight paper-check and same-day electronic delivery options carry additional fees.
Every TBK Bank Bill Pay transaction runs under the same security layer as online banking — multi-factor authentication, fraud monitoring, and audit logs. Bill Pay payees validate against a national biller directory for electronic delivery when available, with paper-check fallback for private-party payees. The TBK Bank Bill Pay delivery guarantee reimburses reasonable late fees caused by processing errors when you schedule at least the minimum lead time.
Bill Pay Setup Guide Online Banking
Bill Pay is built around three workflows — add a payee, schedule a recurring series, and receive bills electronically where supported.
Open Bill Pay inside online banking or the mobile app. Enter payee name, account number, address, and phone. Well-known billers validate against a national directory for electronic delivery. Private-party payees receive paper checks. Personal customers can add up to 250 payees; business accounts have no limit.
Create a recurring series for rent, mortgage, auto loans, insurance, utilities — weekly, biweekly, monthly, quarterly, or annually. Set end date or maximum payment count. Skip a single occurrence without cancelling the series. Edit amount or frequency at any time before the next cutoff.
Pick the delivery type that matches the payee and your timing needs.
| Payment Type | Lead Time | Fee | Best For |
|---|---|---|---|
| Electronic to known biller | 1 business day | Free | Utilities, credit cards, insurance |
| Paper check to any payee | 4 business days | Free | Private-party payees, landlords |
| eBill with auto-pay | Auto on statement arrival | Free | Hands-off recurring bills |
| Same-day electronic | Submit by 2:00 PM CT | $4.95 | Urgent electronic billers |
| Overnight paper check | Next business day | $9.95 | Urgent paper-only payees |
| Recurring series | Per series schedule | Free | Rent, mortgage, subscriptions |
| Person-to-person via Zelle | Minutes | Free | Friends, family, service providers |
Deposits and Bill Pay activity covered by FDIC insurance and CFPB consumer protections.
Every Bill Pay transaction runs behind multi-factor authentication with fraud monitoring on new payees, first large payments, and unusual counterparties.
TBK Bank reimburses reasonable late fees if a properly scheduled Bill Pay payment arrives late due to processing error. The guarantee applies when the payment meets the minimum lead time displayed in Bill Pay at the time of scheduling.
New payees trigger step-up verification. Account alerts notify customers of new payees and large Bill Pay transactions in real time. Card-related Bill Pay issues escalate to the 24/7 card services line.
Payee setup, recurring payments, eBills, delivery guarantee, and fees.
Open Bill Pay in online banking or the mobile app, choose Add Payee, enter details. Validates against biller directory for electronic delivery. 250-payee limit for personal customers; unlimited for business.
Scheduled series that repeats weekly, biweekly, monthly, quarterly, or annually. Set end date or max payment count. Skip single occurrences, edit amount, cancel anytime.
Electronic bills delivered from supported billers straight into Bill Pay. One-time biller credential setup. Optional auto-pay full amount on due date.
Yes. Meet the minimum lead time shown at scheduling (1 business day electronic, 4 business days paper). TBK Bank reimburses reasonable late fees on processing errors.
Standard Bill Pay is free for personal checking. Expedited: $9.95 overnight paper check, $4.95 same-day electronic where supported. Business pricing depends on checking tier.